Step 4 of the quoting process is where you're able to enter your small group's employer contribution for medical, dental, & vision products.

CONTRIBUTION PERSPECTIVE

Choose to enter the employer contribution from the Employer's perspective (default) or Employee's perspective. Simply click on the blue underlined perspective type to toggle between the two options.

ENTERING YOUR EMPLOYER CONTRIBUTION

The contribution type can either be a percentage or fixed dollar amount per month. There are three models in which you can enter your contribution: either on a fixed, tiered, or member basis.

After choosing your contribution model, click on the coordinating tab to add it to your proposal. Once finished, click "Update Medical Contribution" to save your changes.

To add employer contribution to ancillary products, click on the coordinating product tab and follow the same steps!

CONTRIBUTION MODELS

The FIXED contribution model should be used when your small group’s employer is contributing the same amount for every member accepting coverage, regardless of member type. This means that a single employee with no dependents would receive the same contribution amount as a family with three children.

The TIERED contribution model should be used when assigning different contribution amounts for employees and their members. In this scenario, you’re able to indicate different contribution amounts for each tier of coverage: an employee only, an employee with a spouse, an employee with a child, an employee with multiple children, and an employee with multiple family members.

The MEMBER contribution model is used when designating different contribution amounts for each type of member accepting coverage. In this case, employees, spouses, and dependents would all receive a different contribution amount.

*NOTE* If you’d like to use composite rates, simply check the “Use Composite Rates” box show below to have your contributions made in reference to composite rates.

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